Customer credit and debt tracking software in Nigeria
A sale on credit should never be mistaken for money in.
Many businesses let trusted customers pay later. TruKonta gives every one of those balances a proper record, from the credit sale to each part-payment, so you always know who owes you and how much.
Start free · Works offline · Plans from ₦6,000 a month
"I will pay next week" is not a record
A regular customer takes goods on credit, pays part of it, then buys again before clearing the rest. Without a record tied to that customer, the amount owed lives in someone's memory, and credit sales get counted as cash.
TruKonta records each credit sale against the customer and each payment against the balance, so the amount outstanding is always one look away.
Example: a part-payment from a regular customer
A made-up business, to show how it works. Not a customer story.
A customer owes for provisions collected last week and comes back with half the money. Record the payment: the balance drops by that amount, the original sale is untouched, and the rest stays on their account.
From Starter, print the customer's statement or share it on WhatsApp so you both see the same figures. Selling in bulk on credit? See wholesale and distribution. For how credit affects your profit, see profit tracking.
One app for the whole job.
Sell on credit
Record a sale on credit against the customer, on every paid plan.
Part-payments
Record what the customer pays when they pay it. The balance updates and the sale stays as it was.
Who owes you
See every customer who owes you and how much. Growth adds how long each amount has been owed.
Customer statements
From Starter, print a customer's statement or share it on WhatsApp.
An illustrative credit sale and repayment
An example of the everyday routine. What you see depends on your plan.
Add the customer
Create the customer, or bring your customer list in from a file.
Record the credit sale
Sell as normal and leave it unpaid or part-paid.
Take payments as they come
Record each payment against the customer's balance.
Check the balance
See what is still outstanding before you give more credit.
Share the statement
From Starter, print or share the statement so the customer sees the same figures.
Recording a debt is not collecting it
TruKonta keeps an accurate record of what each customer owes. It is not a lender, a debt collector or a credit bureau, and it cannot make a customer pay.
Credit tools by plan
Lite
₦6,000 a month
The credit book: sell on credit, record part-payments and see each customer's balance.
Get LiteStarter
₦10,000 a month
Adds customer statements to print or share, and profit for the whole business.
Get StarterPrices, limits and everything each plan includes are on the Nigeria pricing page.
Who this is for
Shops, wholesalers, service businesses and makers who let customers pay later and want an exact record of what has been paid and what is still owed.
Questions, answered plainly.
Can I record a sale on credit?
Yes, on every paid plan. The sale is recorded against the customer and the amount owed goes on their balance.
Can a customer pay in instalments?
Yes. Record each part-payment when it comes in; the balance goes down and the original sale stays as it was.
Can I see who owes me?
Yes. Every paid plan lists the customers who owe you and how much. Growth adds how long each amount has been owed.
Can I send a customer their statement?
From Starter, print a statement or share it on WhatsApp from your phone.
Does TruKonta make customers pay?
No. It keeps the record. Collecting the money is still between you and your customer.
More of what TruKonta does
Bring the whole business into one app.
Start free, add your products and sell the same day. Pick a plan when you are ready.
Start free · Works offline on phone, tablet or laptop · Plans from ₦6,000/month